From the Book - 15th edition.
Your credit repair companion
The elements of repairing credit
Credit reports and credit scores: the nuts and bolts
The first step to a better credit score: cleaning up your credit report
Assess your financial situation
Reducing current expenses and debts
Finding money to pay your debts
Negotiating with creditors and debt collectors
Getting help negotiating and managing debts
Building positive credit history
Choosing and using credit cards
Avoiding and dealing with identity theft.
